Wealth is praiseworthy, if it is earned honestly and used for philanthropic purposes. The desire to better the world leads to figuring out how best to give away money intentionally, getting the most value out of every dollar donated. Giving efficiently means not always responding to the needs in front of your face, but giving consistently to address root problems with a long-term vision.
Naturally, a question arises for Baha'is: how much should I give to charity versus the Baha'i funds?
It turns out, there are many writings already addressing this, and it seems clear that giving to the Baha'i funds should be the highest priority for Baha'is giving to charity. Although it may not be obvious at first, giving to the Baha'i funds is the best way to help the world, because it is building up a solution to address underlying problems. I have two analogies that convey the principle.